Know what's actually happening on Oʻahu before you buy or sell here.
Information is everywhere. A plan is not.
Most real estate advice repeats the numbers. I explain what's driving them, what they mean for your decision, and what I would do in your position.
Buying with a VA loan or assumption
An assumable VA loan can carry a rate far below today's market, and most buyers never hear one exists. I'll show you how assumptions and VA financing actually work on Oʻahu, including the parts that trip people up.
Selling your home
The market sets the price, not the seller. Priced right and positioned well, your home creates competition. Priced on hope, it sits. I'll show you the data before we talk about a number.
Moving to Oʻahu on orders
Where to live depends on your base, your timeline, and what the commute really looks like at 0600. I'll help you make those calls before you land, not after.
I chose this island. I help people choose it well.
I came to Oʻahu with the Army in 2015. When I left in 2018, I already knew this was home, and I spent three years working my way back. Orders brought me here again in 2021, and this time I chose to stay, even though it meant walking away from a command track.
My background is military intelligence, so I read a market the way I was trained to read anything: evidence first, then what it means, then what to do about it.
My family is raising our kids here. When I help you find your place on this island, I'm helping you build the same thing I did.
Ian Smith
REALTOR® · RS-88271 · Real Broker, LLC
Retired Army Major, Military Intelligence
Let's talk through your situation.
